Mr Felix Owusu-Achiaw General Manager

Mr Felix Owusu-Achiaw has over 21 years banking experience and joins Atwima Rural Bank with wealth of experience in banking industry in the areas of accounting and finance, banking operations and strategic planning. Prior to joining Atwima rural bank he was the General Manager of Bosomtwe Rural Bank where he spearheaded the best performance of the bank during 2006-2010 when the bank was awarded as the best rural bank in Ghana by the Ghana club 100 and classified as a continuous strong bank by ARB Apex bank. Through his initiative, Bosomtwe rural bank added new branches to its network and even facilitated the building of the Kokofu branch. He has held management positions as head of operations, accounting manager and a branch manager. He holds a MBA (Finance) from the Kwame Nkrumah University of Science and Technology Kumasi- Ghana, bachelors’ degree in Accounting from the Christian Service University College and a certified banker from the chartered institute of bankers. He has attended a lot of workshops and training both internationally and locally which includes UND microstart conference held in Kenya.

ESTHER AMANFO AFRAM Head of Operations

Esther has over 23 years experience in banking spanning from Customer service, Branch Management and Branch Operations. She started banking as a clerk in 1992 and through hard work and determination, she rose through the ranks to become senior clerk , a branch manager and head of operations. She was the first branch manager of the Kwadaso branch of Atwima Rural Bank and later became the branch manager for the Alabar branch.

Mr Francis Ofori Head of Credit

Mr Francis Ofori started banking as a credit officer with Atwima Kwanwoma Rural Bank . As a passionate individual who seeks excellence in what he does, he rose through the ranks with the bank. He joined beige capital briefly as a business analyst and subsequently appointed as head of credit for Nkoranman rural bank were he helped train credit officers in the best practices of lending .

Mr Ebenezer Jojo Densu Head Information Technology

Ebenezer is an IT expert who has worked in the banking industry with over 12 years of experience. He held various positions as the IT manager for Manya Klo Rural Bank where he helped set the banks IT infrastructure. He contributed immensely to the banks use of IT in its operations and helped boost customer satisfaction and acquisition.He was later appointed as Head of IT at Atwima Nwabiagya Rural Bank where he spent 8 years helping the bank solve its IT challenges. He is a graduate of Accra Polytechnic.

MR CLIFFORD AWUAH Head Audit and Compliance

Clifford is a seasoned international audit manager with extensive broad level experience and track record in all types of internal audit. Mr Awuah is ACCA final with relevant experience in financial management, audit and assurance, accounting, business analysis, governance, risk and ethics. He has over 10 years corporate experience, having worked as internal auditor in many reputable financial institutions. He is currently the internal audit manager at Atwima Rural Bank Limited and a regional manager for Gohelp Africa(NGO)


Rexford Okai Nyarko was until May, 2016.the Operations Officer of Utrak Savings and Loans Ltd, Sunyani Branch. He had previously worked with Bosomtwe Rural Bank Ltd in various capacities namely Deputy Branch Manager, Branch Manager and Head of Reconciliation.Rexford is joining the team with over Ten years working experience. Rexford holds an MBA(Accounting) from KNUST and BBA (Accounting)from Christian Service University College Kumasi and currently pursuing ICAG Part 2